Glossary of Healthcare Operations Terms

Jump to Topic

Network Provider

What is a Network Provider?

A network provider is a healthcare facility or professional that is part of an insurance company's approved network and provides services to insured individuals at negotiated rates.

In what context is a Network Provider applicable?

An individual with health insurance selects a network provider to receive medical services covered by their insurance plan, often resulting in lower out-of-pocket costs.

Let's symplify healthcare. Together.

There's a better way to run your healthcare organization and its systems. Learn more about symplr's Provider Data Management Solutions. 
Get started

Related content

Blog
Do You Know the Difference Between Provider Enrollment and Credentialing?
Read more
Blog
What Does the No Surprises Act Mean for Providers?
Read more
Blog
Integrated Delivery Networks as “Payviders” Aim to Succeed at Value-Based Care
Read more

Frequently asked questions

How do insurance companies determine their network providers?
Insurance companies determine their network providers through a process called provider network contracting. This involves negotiations with healthcare providers to establish agreements on reimbursement rates, services covered, and other terms, creating a network of providers available to insured individuals.
What happens if a patient visits an out-of-network clinic?
If a patient visits an out-of-network clinic, they may face higher out-of-pocket costs, as services may not be covered by their insurance plan. It's essential for patients to verify network participation to avoid unexpected expenses and for healthcare operations to communicate clearly about network affiliations.
How do patients know whether a doctor is in-network?
Patients can determine if a doctor is in-network by checking their health insurance provider's online directory, contacting the insurance company directly, or consulting the healthcare provider's office. It is essential for patients to verify network status to maximize insurance coverage and minimize out-of-pocket costs.
Do network providers result in lower out-of-pocket costs?
Yes, health insurers and their in-network providers negotiate discounted prices for services, consumers who choose to get their care from out-of-network providers won't be able to take advantage of these health plan discounts. When patients get in-network care, their annual out-of-pocket costs cannot exceed whatever their plan's cost sharing amount is. Plus, the provider agrees that whatever rate they've negotiated is what they'll bill for